POOLING FUND BENCANA

Memperkuat fondasi, Menjamin ketangguhan bangsa

Strengthening the foundation, ensuring the resilience of the nation

Understanding Indonesia's Disaster Risk Financing Strategy

The Disaster Pooling Fund (PFB) is the primary instrument of the PARB Strategy. The PFB is a scheme for collecting, accumulating, and disbursing funds specifically for disasters by a fund management institution. The establishment of the PFB aims to protect the state budget from disaster-related pressures through proactive efforts during non-disaster periods, through investments in the form of accumulated funds and risk transfer through insurance.

The PFB will also increase the government’s capacity to fund mitigation and preparedness activities, as part of investments to reduce the risk of loss of life and property due to disasters. The PFB is designed to provide funds for pre-disaster, emergency response, and post-disaster financing in a sustainable manner.

ROADMAP POOLING FUND BENCANA

2018 — Strategi PARB

Peluncuran strategi Pelindungan Atas Risiko Bencana (PARB).

2021 — Landasan Hukum

  • Perpres 75/2021: Dana Bersama Penanggulangan Bencana.
  • KMK 407/2021: Penugasan BPDLH Pengelolaan Dana Bersama PB.

22-23 — Alokasi APBN

Dana Awal

Rp3.0T

Tambahan

Rp4.3T

2024 — Peraturan Teknis

Peraturan BNPB No. 1 / 2024

"Penelaahan, Verifikasi, & Evaluasi Penyaluran PB"

2025 —Piloting LIVE
PRA-BENCANA Penyaluran Dana
ABMN Asuransi BMN
REGULASI PMK 28 & 43 / 2025

26-27 — Operasional Sistem

Asuransi Parametrik Pemda Partisipasi Daerah Kontribusi APBN Reguler
🏆
2032

VISI MANDIRI

"Hasil investasi diproyeksikan cukup menjadi Buffer APBN."

PFB BUSINESS MODEL: to ensure the APBN is resilient and has sufficient buffers

PFB: AN ENDOWMENT FUND THAT FUNCTIONS AS A “SUPPLEMENT OR COMPLEMENT”

to accelerate the protection of BMN/BMD and strengthen fiscal resilience against disasters

COLLECTING
  • Sources of funds: APBN, APBD, other legitimate sources (grants, insurance claims, development results, cooperation results, trust funds);
GROWING
  • Manager investasi : BPDLH;
  • Investment instruments: Short term: Deposits, SRBI, Long term: SUN, Mutual funds, corporate bonds, shares;
DISTRIBUTING
  • Distributor: BPDLH;
  • Distribution targets: K/L, Pemda (community groups), BABUN (disaster spending), Insurance premium payments;
  • Programs: pre-disaster (early warning system, etc.), emergency, post-disaster (rehabilitation), risk transfer (BMN & parametric insurance premiums)
  • PFB is managed by the Environmental Fund Management Agency (BPDLH)

PFB Business Model to Realize a Resilient
State Budget with Adequate Buffers.

PFB: AN ENDOWMENT FUND THAT FUNCTIONS AS A “SUPPLEMENT OR COMPLEMENT”

to accelerate the protection of BMN/BMD and strengthen fiscal resilience against disasters

Tahap 01

Collection

•Source of Fund:
  • APBN (National Budget)
  • APBD (SNG Budget)
  • Other legitimate financing sources
•Collection mechanism:
  • investment from central government
  • Grant from SNG budget

•Use: 100% goes into the main fund

Tahap 02

Investment

Short term: Deposits, SRBI,


Long term: Govt. Bonds (SUN), Mutual funds, Corporate bonds, Stocks

Tahap 03

Disbursement

Status: Pre-Disaster, Post Disaster, Disaster Emergency

Risk Transfer
  • Fund disbursement for the risk transfer of state-owned assets is regulated under PMK 43/2025.
  • Regulations related to other risk transfers are currently being formulated.
Urutan Pemanfaatan Dana:
Dana Siap Pakai (On Call) → Dana Cadangan → Hasil Investasi → Dana Utama

2025 Distribution Pilot Details

2025 will be the initial implementation phase (piloting) to test the reliability of the PFB distribution system
in two main sectors: Community Preparedness and State Asset Protection.

Pre-Disaster Activities

Capacity Building

Activity Form:

Pilot Implementing Ministry:

BNPB

Kemendagri

Kemenkes

Kemensos

Kementerian Pelaksana Pilot:

Preferred BMN Insurance

Asset Risk Transfer

NUP Aset – Assets numbers
0

Types of Strategic Assets:

Global Risk Financing Facility

Kementerian Peserta Pilot:

Kementerian Sekretariat Negara

Istana

Kementerian Kesehatan

Rumah Sakit

Kementerian Agama

Pendidikan

Pilot Participating Ministries:

Kemensetneg

Kemenag

Kemenkes

Important Information for Local Governments

Regional governments (Pemda) can now begin preparing proposals for pre-disaster and post-disaster activities to be funded through the PFB mechanism in the 2027 Fiscal Year.

Tentang Proyek

Pada tahun 2021, Pemerintah Indonesia dan Bank Dunia menandatangani Perjanjian Pinjaman Proyek IndoRISK. Proyek ini bertujuan mendukung pengembangan kelembagaan Pooling Fund Bencana (PFB).

Proyek ini menggunakan skema Investment Project Financing with Performance-Based Conditions (IPF-PBCs), di mana pencairan dana didasarkan pada tercapainya target kebijakan reformasi pengelolaan dana bencana. Proyek ini telah diperpanjang dua kali (2023 dan 2025) untuk memastikan optimalisasi pencapaian PBCs.

Komponen Utama (IPF-PBCs):

Operasionalisasi PFB

Pendirian dan pengelolaan dana.

Kesiapsiagaan Respon

Efektivitas respon bencana lintas instansi.

Kapasitas Sistem

Penguatan sistem pendanaan PFB.

Struktur Pendanaan

Pinjaman Utama (Loan)

USD 500 Juta

Hibah Pendamping (GRiF)

USD 10 Juta

Global Risk Financing Facility

Partner Strategis:

World Bank Group

Standar Lingkungan & Sosial (Safeguards)

Sebagai bagian dari Legal Covenant, Pemerintah Indonesia berkomitmen menyusun Environmental and Social Commitment Plan (ESCP) 
dan membangun sistem manajemen (ESMS) untuk memastikan dana PFB tidak menimbulkan dampak negatif lingkungan atau konflik sosial.

Dana Bersama untuk Manajemen Bencana (PFB)

Mekanisme pendanaan bencana adaptif memecah kekakuan siklus anggaran tahunan. Kumpulkan dana selama masa aman, lindungi aset selama bencana, dan percepat pemulihan pascabencana.