The launch of the State Property (BMN) insurance program with a Disaster Pooling Fund (PFB) funding scheme marks a strategic step by the government to strengthen the protection of state assets from disaster risks. At an event held on Tuesday (December 2, 2025) at the Djuanda Hall of the Ministry of Finance, Deputy Minister of Finance Suahasil Nazara emphasized that state asset protection is a crucial element in maintaining the sustainability of public services and fiscal resilience, especially amidst the increasing intensity of natural disasters. This program will be implemented on a limited basis in the initial phase (pilot) in three agencies: the Ministry of Religious Affairs, the Ministry of Health, and the Ministry of State Secretariat, to test governance mechanisms, funding, and inter-institutional coordination before being expanded to other sectors. The implementation of PFB-based BMN insurance is supported by cross-sector synergy and is based on Presidential Regulation Number 75 of 2021 and its derivative regulations. It is designed to address previous insurance budget limitations through a more efficient and sustainable funding scheme, while simultaneously strengthening national fiscal preparedness in the face of disasters.






